Branch Credit Manager – Vehicle Finance

ITI Finance Limited is looking for an experienced and result-oriented Branch Credit Manager to manage credit underwriting and risk assessment for its Vehicle Finance business. The ideal candidate should have strong financial analysis skills, knowledge of credit evaluation, and experience in maintaining a healthy loan portfolio.

Roles & Responsibilities Evaluate loan applications and assess customer creditworthiness.

Conduct credit underwriting and risk assessments for vehicle finance loans.

Analyze financial statements, income documents, and CIBIL reports.

Verify customer details, assets, and loan documentation.

Ensure compliance with company credit policies and regulatory guidelines.

Monitor loan portfolios and maintain low NPA levels.

Coordinate with sales and operations teams for smooth loan processing.

Understand local market trends and vehicle buyers' financial profiles.

Required Skills & Qualifications 3–5 years of relevant experience in Credit Underwriting or Risk Assessment.

Vehicle Finance experience will be preferred.

Strong knowledge of financial statement analysis and CIBIL reports.

Good understanding of loan documentation and credit evaluation.

Strong analytical, decision-making, and communication skills.

Knowledge of local market demographics and commercial/personal vehicle financing.

Key Benefits Attractive performance-based incentives.

Growth and career development opportunities.

Professional work environment.