Key Responsibilities:
Conduct detailed credit analysis of corporate borrowers, evaluating financial health, profitability, liquidity, and overall risk exposure. Utilize advanced financial modeling techniques to assess cash flows, debt capacity, and financial stability, ensuring thorough risk evaluation and accurate forecasting.
Prepare comprehensive investment memos that evaluate corporate investment opportunities by conducting detailed analysis of business operations, financial health, creditworthiness, and potential risks. These memos will incorporate business overviews, strengths and weaknesses assessments, and credit evaluations to provide clients with actionable insights and recommendations.
Build complex financial models for a variety of investment opportunities, including GP/LP structures, leveraged buyouts (LBOs), DCF valuations, M&A models, financial forecasting models, and sensitivity analysis. Incorporate three-statement projections to support investment decision-making and evaluate potential outcomes under different scenarios.
Conduct detailed financial analysis to assess the viability and potential returns of various investment structures. Evaluate key financial metrics, including internal rate of return (IRR), return on equity (ROE), and cash flow projections to determine the best investment strategy.
Stay informed on market conditions, industry trends, and economic factors that impact the creditworthiness of corporate borrowers. Monitor regulatory changes and ensure all credit assessments and underwriting processes adhere to internal risk management frameworks, company policies, and compliance standards.
Provide guidance and mentorship to junior analysts, fostering a collaborative and dynamic team environment. Support the development of their technical skills in financial modeling, credit analysis, and underwriting, contributing to the overall growth and success of the team.
2-4 years of experience in corporate credit analysis preferred.
