Credit Scoring and Risk Prediction in Banking: A Case Study on ICICI BANK
Adhiita Consultancy ServicesFinance And Accounting ManagementProject Objectives:
To analyze the current credit scoring and risk prediction practices of ICICI Bank.
To evaluate the effectiveness of the existing models in assessing creditworthiness and predicting default risk.
To identify potential areas for improvement in credit scoring and risk prediction methodologies.
To recommend strategies for enhancing the accuracy and efficiency of credit decision-making processes.
Project Tasks:
Conduct a literature review on credit scoring and risk prediction in the banking industry.
Collect and analyze data on ICICI Bank's credit scoring and risk prediction practices.
Evaluate the performance of existing credit scoring models using appropriate statistical techniques.
Identify key factors influencing credit risk and default probability.
Propose recommendations for enhancing credit scoring and risk prediction processes at ICICI Bank.
