Impact of Digital KYC (Aadhaar e-KYC, Video KYC) on Customer Onboarding and AML Risks
Adhiita Consultancy ServicesFintechProject Objectives:
The adoption of Digital KYC (Aadhaar e-KYC, Video KYC) has revolutionized customer onboarding in Indian banking and fintech, reducing paperwork, turnaround time, and costs. However, it also introduces new Anti-Money Laundering (AML) risks, such as identity fraud and deepfake spoofing. This study examines
How digital KYC improves onboarding efficiency (speed, cost, customer experience).
Emerging AML risks (biometric fraud, synthetic identities).
Regulatory challenges & mitigation strategies (RBI guidelines, AI-based verification).
The research combines primary data (bank/fintech surveys) + secondary data (RBI reports, global case studies) to provide actionable insights for safer and faster digital KYC adoption.
Project Tasks:
research & Literature Review (RBI/FATF guidelines).
Data collection - Primary Research (survey banks/fintechs).
Case Studies (Indian/global examples).
Risk Analysis (AML threat modeling).
Recommendations (tech + policy solutions) Report writing Ethical consideration
Presentation
Educational Qualifications
B.ScB.ComBBAM.ComMBA
Required Skills
Analytical ThinkingResearch & Writing SkillsUnderstanding Of Compliance & RegulationsTech Awareness (Ai, Kyc Tools)Presentation & Communication Skills
